Marine Cargo Insurance


Marine Cargo Insurance

This involves damage to goods imported by sea. Marine Cargo insurance can be provided on an Open cover basis whereby the insurance cover is issued with known terms and conditions while items imported are declared by issuance of certificates.

Coverage &

See all the different ways A&G Insurance can help protect you.

Get a Quote

We help you find any insurance coverages that are right for you.

Want to make a Claim?

Get helpful information about filing a claim with A&G Insurance

Marine cargo Insurance: Scope of Cover?

The Comprehensive marine cargo insurance cover (clauses ‘A’) provides cover for loss or damage to the Insured’s property as a result of the following:

  • Perils of the seas
  • Fire and explosion
  • Theft of goods on board and short delivery
  • Jettison
  • Loss incurred to prevent a foreseeable severe loss on the high sea
  • Stranding, grounding and sinking of conveying vessel
  • Discharge at the port of distress
  • Overturning or derailment of land conveyance
  • War risks

Marine cargo clause C

This cover provides the least coverage within the marine insurance cover. The clause does not cover claims for partial losses whatsoever, as it covers goods to be carried on total loss basis only.

Marine hull insurance

This provides cover for loss or damage to the Insured ship and her equipment as a result of the following:

  • Fire & Explosion
  • Perils of the seas, rivers, lakes or other navigational waters
  • Piracy
  • Negligence of Masters, officers, crew or pilot
  • Any other perils as contained in the policy
Marine Cargo Insurance
Accident Public Vehicles Business Private Vehicle Goods In Transit Fire

Accident Insurance

For insurance of financial aid to employees disabled by accident whether at or away from work

By submitting this form, I/We hereby warrant and declare the truth of all the above statements and that I/We have not held any material information, and I/We hereby agree to give notice to Alliance & General
Insurance Company Ltd of any variation in My/Our profession, occupation or health of any of
the persons to be insured immediately such information shall come to my/our knowledge.
I/We further agree that this Declaration shall be the basis of the contract between me/us and
Alliance & General Insurance Company Limited and to accept a Policy subject to the terms
exceptions and conditions prescribed by the Company

Commercial Vehicle

I/We, the above named, being desirous of effecting an insurance, as above described, do hereby
declare that the particulars of the proposal are true, that I/We have not omitted to disclose any
material fact, and I/We further agree that this Proposal and declaration shall be the basis of the
Contract between myself/ourselves and Alliance and General Insurance Company Limited. I/We
undertake that the vehicle or vehicles to be insured will be maintained in an efficient condition.
I/We further agree to accept a policy subject to the terms, provisions and conditions of the

Building Liability

(under Sec. 64 of Ins. Act 2003)


By submitting the form you declare that the above statement are true and correct and agree that this
proposal form shall the basis of the contract between us and the underwriter.

Motor Insurance

Goods in Transit


By submitting this form I/We desire to effect an insurance in the terms of the usual Policy for Goods In Transit Insurance
and declare that the above statements and particulars are true. I/We further declare by submitting the form that this
proposal shall be the basis of the contract between me/us and Alliance & General Insurance
Company Ltd. I/We also are aware that our failure to insure for the full value of the property will
result in I/We receiving only a proportion of any amount that may be due in the vent of a loss or


By submitting the form you declare that the above statement are true and correct and agree that this
proposal form shall the basis of the contract between us and the underwriter.

You can get a quote by filling out our online form, contacting us by phone or email, or meeting with one of our agents in person. We'll ask you a few questions to determine your insurance needs and provide you with a personalized quote.
To file an insurance claim, you can contact us by phone, email, or through our website. We'll ask you for some information about the incident and guide you through the claims process.
Yes, we offer discounts when you bundle multiple types of insurance with us, such as combining your auto and home insurance policies.
Liability insurance covers damages or injuries that you are legally responsible for, such as property damage or bodily injury resulting from a car accident.
If you don't own a car, you may not need auto insurance. However, if you frequently drive a rental car or borrow a friend's car, you may want to consider non-owner car insurance
If you are in an accident with an uninsured driver, you may be responsible for paying for your own damages and injuries. However, some insurance policies offer uninsured motorist coverage to help protect you in this situation.
The time it takes to process an insurance claim can vary depending on the complexity of the claim and the amount of damage or injury involved. However, we strive to process claims as quickly as possible and keep you informed throughout the process.
If your insurance policy lapses, you may be subject to penalties or fines. You may also lose coverage and be responsible for paying any damages or injuries out of pocket.

Still have you any problem for solutions?

Head office address:

12 Abibu Oki
Marina, Lagos

Call for help:


Mail for information:

    No products in the cart.

    × How can I be of service to you?