All Risks Insurances

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All Risks Insurance

This covers loss or damage by any cause not specifically excluded in the policy in respect of specified items:

Jewelleries , Watches, Cameras, Trophies, Gold & Silver articles, Work of Art and other Personal valuables and effects, Typewriters, Accounting and other portable Office Machines, Scales, Survey Equipment etc.

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This covers loss or damage by any cause not specifically excluded in the policy in respect of specified items:
Jewelleries , Watches, Cameras, Trophies, Gold & Silver articles, Work of Art and other Personal valuables and effects, Typewriters, Accounting and other portable Office Machines, Scales, Survey Equipment etc. Cover could be limited to Nigeria or extended on worldwide basis. It could be affected on both private and Business property.


This policy can be issued on valued and unvalued basis.

Valued Policy: Where the valued of items covered by the policy have been agreed at the inception of the contract. A valuation report must be issued to evidence this.

Unvalued policy: The value of the items covered by the policy is not agreed at the inception of the policy and there is need for professional valuation report. The value stated in the inventory list is accepted as the value.

Premium Rating Between1% – 3% depending on:

Portability of items

The value of the items

All Risks Insurance
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Start a fast, free insurance quote with A&G Insurance. We help you find  insurance coverage that are right for you, so you’re not paying for anything you don’t want!

Get a insurance quote – typically in 2 minutes or less. Switch to A&G Insurance for an insurance policy from a brand you can trust.

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Call: 08097186794

 

You can get a quote by filling out our online form, contacting us by phone or email, or meeting with one of our agents in person. We'll ask you a few questions to determine your insurance needs and provide you with a personalized quote.
To file an insurance claim, you can contact us by phone, email, or through our website. We'll ask you for some information about the incident and guide you through the claims process.
Yes, we offer discounts when you bundle multiple types of insurance with us, such as combining your auto and home insurance policies.
Liability insurance covers damages or injuries that you are legally responsible for, such as property damage or bodily injury resulting from a car accident.
If you don't own a car, you may not need auto insurance. However, if you frequently drive a rental car or borrow a friend's car, you may want to consider non-owner car insurance
If you are in an accident with an uninsured driver, you may be responsible for paying for your own damages and injuries. However, some insurance policies offer uninsured motorist coverage to help protect you in this situation.
The time it takes to process an insurance claim can vary depending on the complexity of the claim and the amount of damage or injury involved. However, we strive to process claims as quickly as possible and keep you informed throughout the process.
If your insurance policy lapses, you may be subject to penalties or fines. You may also lose coverage and be responsible for paying any damages or injuries out of pocket.

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Head office address:

12 Abibu Oki
Marina, Lagos

Call for help:

08097186794
01-2934525

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