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Marine Cargo Insurance
This involves damage to goods imported by sea. Marine Cargo insurance can be provided on an Open cover basis whereby the insurance cover is issued with known terms and conditions while items imported are declared by issuance of certificates.
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Marine cargo Insurance: Scope of Cover?
The Comprehensive marine cargo insurance cover (clauses ‘A’) provides cover for loss or damage to the Insured’s property as a result of the following:
- Perils of the seas
- Fire and explosion
- Theft of goods on board and short delivery
- Jettison
- Loss incurred to prevent a foreseeable severe loss on the high sea
- Stranding, grounding and sinking of conveying vessel
- Discharge at the port of distress
- Overturning or derailment of land conveyance
- War risks
Marine cargo clause C
This cover provides the least coverage within the marine insurance cover. The clause does not cover claims for partial losses whatsoever, as it covers goods to be carried on total loss basis only.
Marine hull insurance
This provides cover for loss or damage to the Insured ship and her equipment as a result of the following:
- Fire & Explosion
- Perils of the seas, rivers, lakes or other navigational waters
- Piracy
- Negligence of Masters, officers, crew or pilot
- Any other perils as contained in the policy
Accident
Public Vehicles
Business
Private Vehicle
Goods In Transit
Fire
You can get a quote by filling out our online form, contacting us by phone or email, or meeting with one of our agents in person. We'll ask you a few questions to determine your insurance needs and provide you with a personalized quote.
To file an insurance claim, you can contact us by phone, email, or through our website. We'll ask you for some information about the incident and guide you through the claims process.
Yes, we offer discounts when you bundle multiple types of insurance with us, such as combining your auto and home insurance policies.
Liability insurance covers damages or injuries that you are legally responsible for, such as property damage or bodily injury resulting from a car accident.
If you don't own a car, you may not need auto insurance. However, if you frequently drive a rental car or borrow a friend's car, you may want to consider non-owner car insurance
If you are in an accident with an uninsured driver, you may be responsible for paying for your own damages and injuries. However, some insurance policies offer uninsured motorist coverage to help protect you in this situation.
The time it takes to process an insurance claim can vary depending on the complexity of the claim and the amount of damage or injury involved. However, we strive to process claims as quickly as possible and keep you informed throughout the process.
If your insurance policy lapses, you may be subject to penalties or fines. You may also lose coverage and be responsible for paying any damages or injuries out of pocket.
Still have you any problem for solutions?
Head office address:
12 Abibu Oki
Marina, Lagos
Marina, Lagos
Call for help:
08097186794
01-2934525
01-2934525
Mail for information:
info@aginsuranceplc.com
contact@aginsuranceplc.com
contact@aginsuranceplc.com