Who it is for
- Importers and exporters
- Businesses shipping goods by sea
- Vessel owners or operators seeking hull-related protection
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General Insurance / Cargo & Marine
Marine Insurance
Marine cargo and hull protection for goods imported by sea, vessels, and defined perils during transport.
Coverage file
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Cargo & Marine
Enquire about cover Coverage snapshot
What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Open cover for declared imports
- Marine cargo perils and theft
- Loss or damage to ships and equipment
Speak with our team about arranging this cover and the information needed.
Enquire about coverCover highlights
- Marine cargo protection for imported or exported goods
- Declared shipment or open cover arrangements where suitable
- Hull or vessel-related risks depending on the policy arranged
Helpful documents
- Invoice, packing list, or bill of lading
- Shipment route, vessel, and voyage details
- Description and value of cargo
- Clearing, delivery, and inspection records where applicable
Claims and conditions
Know what to keep ready before there is a loss.
Claims guidance
Notify A&G and relevant carriers quickly, preserve damaged cargo, request survey where needed, and keep shipping, customs, delivery, and loss documents.
Important limitations
- Cover depends on the cargo, voyage, terms of sale, and policy conditions.
- Delay, poor packing, or inherent vice may be excluded.
- Marine cargo, marine hull, and inland transit should be reviewed separately.
Product questions
Common questions about Marine Insurance.
What does Marine Insurance cover?
Marine Insurance can protect cargo, vessels, or related transport exposures against covered perils, depending on the policy arranged.
Do importers need marine cargo insurance?
Importers should consider marine cargo insurance because goods can be exposed to loss or damage during sea transit and handling.
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