Who it is for
- Retailers, distributors, and wholesalers moving stock
- Logistics operators and carriers
- Businesses moving goods between warehouses, ports, customers, or branches
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General Insurance / Cargo & Marine
Goods-In-Transit
Cover for loss or damage caused by an accident, including loading and unloading, as goods move by vehicle or carrier.
Coverage file
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Cargo & Marine
Get a quote Coverage snapshot
What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Own goods in own vehicles
- Own goods carried by carriers
- Carriers conveying other people's goods
Start a quote and an advisor can help collect the details needed for the next step.
Get a quoteCover highlights
- Loss or damage to goods during inland transit
- Loading and unloading exposures where covered
- Own goods or carrier liability arrangements depending on the policy
Helpful documents
- Description and value of goods
- Transit route and frequency
- Vehicle or carrier information
- Waybills, invoices, delivery notes, or shipment records
Claims and conditions
Know what to keep ready before there is a loss.
Claims guidance
Report damage or loss as soon as discovered, preserve damaged goods for inspection, keep waybills and invoices, and document the route, vehicle, carrier, and incident details.
Important limitations
- Cover depends on declared goods, routes, limits, and transit conditions.
- Unattended vehicle, poor packaging, or excluded goods may affect cover.
- Marine cargo and goods-in-transit are related but not always interchangeable.
Product questions
Common questions about Goods-In-Transit.
What is Goods-In-Transit Insurance?
It protects goods against covered loss or damage while they are being moved by vehicle or carrier.
Who needs goods-in-transit cover?
Businesses that move stock, materials, or customer goods between locations should consider it, especially where goods have meaningful replacement value.
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