Who it is for
- Homes with valuable contents
- Retailers, offices, and warehouses
- Businesses holding stock, tools, equipment, or trade materials
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General Insurance / Property
Burglary Insurance
Cover for loss or damage to stock, trade materials, and contents caused by theft following forcible entry or an attempted break-in.
Coverage file
An advisor can help you confirm the limits, terms, conditions, and exclusions that apply to your situation.
General Insurance/Property
Enquire about cover Coverage snapshot
What this cover can help address.
Use this summary as a starting point. A policy's full terms, limits, exclusions, and conditions should guide the final decision.
- Private dwellings
- Business premises
- Stock, materials, and contents
Speak with our team about arranging this cover and the information needed.
Enquire about coverCover highlights
- Theft following forcible or violent entry where covered
- Loss or damage to contents, stock, or trade materials
- Damage related to an attempted break-in depending on the policy
Helpful documents
- Premises address and use
- Contents, stock, or asset values
- Security details such as locks, alarms, or guards
- Inventory, receipts, or asset records where available
Claims and conditions
Know what to keep ready before there is a loss.
Claims guidance
Report the incident promptly, notify the police where required, preserve evidence of forced entry, take photographs, and keep stock records, receipts, and repair invoices.
Important limitations
- Theft without forcible entry may not qualify under burglary wording.
- Security warranties or conditions should be followed.
- High-value items and stock limits should be declared accurately.
Product questions
Common questions about Burglary Insurance.
What is the difference between theft and burglary insurance?
Burglary cover usually depends on theft following forcible entry or attempted break-in, while general theft wording may differ by policy.
Can burglary insurance cover business stock?
Business stock can be considered where it is declared and included in the selected cover and limits.
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